Is it possible to save money and live better even when you’re broke? According to a survey by GoBankingRates in 2019; 69% of Americans have less than $1000 in savings and 45% have absolutely nothing in their savings account. As much as it feels good not to be alone, this will lead to financial instability. Why? Because […]
Christmas is one of the most festive holidays, but it can be very stressful at the same time. During this time, people spend recklessly; increasing debts. Things can cost way more during Christmas, from an increase in utility bills to buying gifts. Right? To have a debt-free Christmas and save money, there’s a possibility that […]
Believe it or not, you can have a debt-free Christmas. You don’t want to be the one having a merry time singing, “Silent night, holy night! All is calm, all is bright,” and then later on it’s all pain because of the debt you have amassed in just a short period of time. We want […]
Have you ever wished you could get all your groceries for less? Imagine having a $400 food budget that is still not enough to cover all your food expenses. Reducing your grocery expenses can be challenging especially when you have kids or a big family. A food budget includes dining out and groceries. And in […]
When you need just one item and you can’t bother to go to Walmart to buy it so you just head to a dollar store. My mom goes to the dollar about 2 times a week just to pick up a few items that we need during the week. There are so many items that […]
There are some things in life that you can stay without or alternate. In this case, it’s all about saving money in the long run. Did you know that many of the things you paid for, you can do it yourself for less? If you’re wondering what else you can take off your budget to […]
Money has to be worked for! And you worked very hard for it so that you can meet the demands of your life. Many times, we are not satisfied with the amount of money we have (which is totally fine) because we want more to go on vacation or purchase a new car. Or whatever […]
I don’t know of anyone who is more frugal than my grandparents. Not only are they great savers but they at times hoard things. You’ll go by their homes and find stuff they have for over 10 years. And many times it looks pretty new as if it’s not used much. Only if we could […]
One of the most common statements that I have heard from people of different ages is, “I am dead broke.” Is this a statement you say often? As much as that could be true, why are you broke and what could you do differently to change that? Is it bad spending habits or your expenses […]
Do you really have people who are actually debt-free? You may be wondering how to make your money work for you and live comfortably without debt. Yes, it’s possible! It’s possible to become debt-free and stay that way as long as you desire. They aren’t many individuals promoting this debt-free lifestyle other than Dave Ramsey. […]